Your guide to buying property with confidence.
An overview of the key steps to properly prepare yourself… then download the Complete Buyer’s Guide to go further.
Discover the basics of the purchasing process here.
Buying a property is a major life milestone, and it’s best to be well prepared. Here you’ll find the basics of the purchase process: define your needs, get a pre-approval, visit properties, and close the transaction.
Ready to take action? Download the Complete Buyer’s Guide for detailed advice, practical checklists, and pro tips at every step.
1. Define your needs
Start by determining your budget, the type of property you are looking for (house, condo, income property…) and the ideal area. Think about your priorities: number of bedrooms, natural light, yard, garage, proximity to amenities, etc.
2. Obtain a pre-authorization
Before you visit, obtain a mortgage pre-approval. This confirms your purchasing power, protects your rate and demonstrates your seriousness to sellers.
Evaluate your purchasing power accurately.
Access practical tools to calculate your financing, your payments and your fees.
Mortgage Calculator
Estimate your monthly mortgage payments with an overview of the loan costs breakdown.
Use CalculatorMaximum Mortgage
Estimate the highest mortgage you qualify for based on your financial profile.
Use Calculator
3. Visit and make an offer
With your broker, visit the selected properties, analyze the seller's disclosure statement, and assess the fair market value. Once you find the one you love, your broker will guide you in drafting and negotiating the purchase offer.
4. Finalize the transaction
After your offer has been accepted, follow the financing and inspection steps and sign the deed of sale at the notary's office. You will only have to move in and celebrate your new home!
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Jessy-Ann Rivest-MainvilleResidential real estate broker
Proprio Direct – Val-d'Or, QC
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French
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